Hi-Lo Baccarat by Pragmatic Play
A baccarat variant built around range-based side bets layered on top of the classic Player-versus-Banker core.
98.94%
RTP
Medium
Volatility
Live baccarat with Hi-Lo side bets
Table Format
Pragmatic Play
Provider
Hi-Lo Baccarat is Pragmatic Play's reworking of traditional baccarat, giving players a fresh set of side bets without disturbing the main game. Player, Banker, and Tie remain the three core wagers, and the dealer resolves every hand under standard baccarat drawing rules. The table's Hi-Lo side market lets players speculate on whether specific dealt cards will land in a higher or lower value range, adding a second decision point to each round. Pragmatic Play describes the release as reworking the traditional format with all-new side bets not found in the original game. Published casino listings place the game's RTP at 98.94%, in line with other strong live baccarat tables. The interface runs on HTML5, so the table streams cleanly across desktop and mobile browsers.
How to Play Hi-Lo Baccarat by Pragmatic Play?
Getting started only takes a moment, since the dealer manages every card while you decide which bets to place before the timer runs out.
Step 1: Join the Live Table
Open the game and wait for the next betting round to open before the dealer begins.
Step 2: Place Your Main Bet
Choose Player, Banker, or Tie exactly as you would on any standard baccarat table.
Step 3: Consider the Hi-Lo Bet
Decide whether to add the range-based side bet if you want extra action tied to specific card values.
Step 4: Watch the Dealer Draw
The dealer reveals and resolves the hand automatically under fixed baccarat drawing rules, with no input needed from you.
Step 5: Collect Your Winnings
Both the main bet and any Hi-Lo side bet are settled together once the round ends, and the next hand begins shortly after.
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FAQs
What exactly does the Hi-Lo side bet predict?
It asks players to wager on whether certain dealt cards will land within a higher or lower value range, separate from the main Player or Banker outcome.
Does adding the Hi-Lo bet change how the main game plays?
No, the core Player, Banker, and Tie bets keep their usual rules and payouts regardless of whether you add the side bet.
What RTP does Hi-Lo Baccarat offer?
Published casino listings show an RTP of 98.94%, which is competitive among live baccarat tables.
Is this an official Pragmatic Play release?
Yes, Pragmatic Play describes it directly as a rework of traditional baccarat built around new side bets.
Can I play Hi-Lo Baccarat without placing the side bet?
Yes. The Hi-Lo side bet is completely optional, so you can play using only the standard Player, Banker, or Tie wagers if you prefer.
Do the Hi-Lo side bets affect the dealer's actions?
No. The dealer follows the standard baccarat drawing rules on every hand, regardless of which side bets players have placed.
Is Hi-Lo Baccarat available on mobile devices?
Yes. The game is built on HTML5, allowing it to run smoothly on compatible desktop, tablet, and mobile browsers without requiring additional software.
Who is Hi-Lo Baccarat designed for?
Hi-Lo Baccarat is suited to players who enjoy the familiar rules of classic baccarat but want an extra betting option through the range-based Hi-Lo side wager.
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Game Features
The table layers a genuinely new betting angle onto the baccarat formula instead of simply changing its visual theme.
Hi-Lo Side Wager
This dedicated side bet asks players to predict whether specific dealt cards will fall into a higher or lower value range, giving the round a second outcome to track beyond the main Player or Banker result.
Unaltered Baccarat Core
Player, Banker, and Tie keep their standard payouts and drawing rules, so the base game stays exactly as familiar baccarat fans expect it to be.
Official Provider Rework
Pragmatic Play positions Hi-Lo Baccarat as a deliberate rework of the traditional format, built specifically to introduce side bets that do not exist in classic baccarat.
Consistent 98.94% RTP
Independent casino listings confirm an RTP of 98.94%, giving the table a return profile comparable to other well-regarded live baccarat variants.
Cross-Device HTML5 Table
Built on HTML5, the live stream and betting panel adapt automatically to phone, tablet, and desktop screens without needing separate software.
