Hacksaw scratchcards run at 85.44% RTP across the range, roughly eleven points below the studio’s slots. You buy a card at a fixed price, scratch a grid of six to nine prizes, and match three to win. Top prizes reach 10,000x your play amount on most titles. There is no bet slider and no decision to make once the card is bought.
What Are Hacksaw Scratchcards?
Digital versions of the physical cards, built for a phone rather than a desktop.
You buy a card, reveal a grid of six to nine hidden prizes, and match three identical values to win that amount. Scratch panels individually or hit Scratch All for an instant reveal. That is the whole game.
The design is vertical and mobile-first, which is unusual in a category that mostly ports desktop layouts. Hacksaw runs over 40 titles in the range, with advertised top prizes reaching 1,000,000 EUR.
The studio also sells these to governments digitising national lottery portfolios. That credential never appears in player-facing coverage, and it says something about how the games are built.
The Studio That Started With Scratchcards
Hacksaw launched in September 2018 making scratchcards. Slots came later.
Cut The Grass was the entry point, and it still runs today. Rather than symbols, it uses a red lawnmower to reveal nine numbered prizes, and the card price is fixed with no option to change it.
That origin explains a lot about the wider catalogue. The mobile-first approach that defines Hacksaw slots came from designing scratchcards for phones first. So did the fixed-price, single-action structure that later turned up in the Dare2Win instant win range.
How to Play Hacksaw Scratch Cards Online
Four steps to play Hacksaw scratch cards online, and only one of them involves a decision.
Check the prize table first
Before buying anything, look at what the card can pay. The prizes are listed, the top value is stated, and the card price is fixed. This is the only point in the process where you have information to act on.
Buy the card
The price is set by the game, not by you. Cut The Grass sits at $2 per card. Cash Scratch is fixed at 4.00. You cannot adjust it up or down.
Scratch or reveal
Drag across each panel individually, or use Scratch All for an instant reveal of the whole card. The outcome is identical either way. The result was determined when the card was bought.
Match three
Three identical values on the same card wins that amount. Anything less pays nothing. There is no partial match, no consolation tier, no second chance.
What Is the RTP on Hacksaw Scratchcards?
85.44%, and it holds across the range rather than varying by title.
Five confirmed games all sit at the same figure:
| Scratchcard | RTP | Max prize |
| Lucky Scratch | 85.44% | 10,000x |
| Chaos Crew Scratch | 85.44% | 10,000x |
| Football Scratch | 85.44% | 10,000x |
| Shave the Beard | 75.32% | 10,000x |
| Scratchy | 55.17% | 10,000x |
How it compares to Hacksaw’s slots
Hacksaw slots generally run between 96% and 96.5%. The gap is around eleven percentage points.
On a $100 turnover, that difference is roughly $11 in expected return. Not a rounding error, and worth knowing before you decide the two categories are interchangeable.
Why the figure sits where it does
Scratchcards are modelled on lottery products, not casino games. Lottery returns have always been lower than casino returns, and moving the format online did not change the underlying maths.
That is not a criticism of Hacksaw specifically. It is how the category works, and it is the trade for a top prize that can reach 10,000x on a small fixed stake. If the RTP figure itself needs unpacking, our guide to RTP and volatility covers what the number does and does not tell you.
Pros and Cons Worth Knowing
What works
Instant resolution. No spin animation, no waiting for a bonus round. Buy, reveal, done in seconds.
Nothing hidden. The prize table is visible before you commit. You know exactly what the card can pay.
Genuinely mobile. Vertical layout, one-handed play, no pinching or scrolling.
Real ceiling. 10,000x on a fixed card price is a meaningful top prize for the format.
What does not
RTP around eleven points below the slots. The single most important number, and the one most coverage omits.
No bet control. The card price is fixed, so you cannot size a session by adjusting your stake.
No decisions. Once the card is bought, nothing you do changes the result. Some people want that. Others find it flat after twenty minutes.
Match-three or nothing. Near misses pay the same as complete misses.
Why Can You Not Change Your Bet?
A slot lets you move between 0.20 and 2.00 a spin, so the same game can suit a $20 balance or a $200 one. A scratchcard does not. Cut The Grass costs $2 a card and that is the only price available.
The practical effect is that bankroll management works differently here. With slots you control session length through bet size. With scratchcards the only variable is how many cards you buy. A $20 balance is ten Cut The Grass cards. That is the whole calculation.
Worth checking the card price before you open a title, because it varies between games and there is no way to adjust it once you are in.
How Do Insured Jackpots Work?
This is where scratchcards separate from most casino products, and it explains how the largest prizes are possible.
A progressive jackpot grows from player wagers. A slice of every bet feeds a shared prize pool, the pool climbs until somebody wins it, and then it resets. The prize size depends on how many people have played.
An insured jackpot works the other way round. The amount is fixed in advance and underwritten by an insurance policy rather than funded by a prize pool. The operator pays a premium, and if the prize hits, the insurer covers it.
That structure is why a fixed top prize can be enormous without needing a large player base behind it. Hacksaw’s largest to date is My Lucky Number at 25,000,000 EUR.
Fixed Prize Games and scratchcards are related, not identical
Hacksaw uses the term Fixed Prize Games for a separate range that includes titles like My Lucky Number. There the top prize is a set amount rather than a multiplier of your stake. Scratchcards share the same underlying logic: the prize is fixed before you play and does not grow.
The two overlap without being the same category. Most modern Hacksaw scratchcards pay a multiplier of your card price, which is closer to a slot’s max win than to a lottery prize. The older ones, Cut The Grass and Cash Scratch among them, paid fixed cash amounts instead.
Hacksaw Scratch Cards Online: The Current Range
Over 40 titles, and the Hacksaw scratch cards online lineup groups into three families.
Slot tie-ins
Cards built on existing Hacksaw slot brands, reusing the characters and artwork. Chaos Crew Scratch carries Cranky the cat and Sketchy. Stack’em Scratch uses Canny the Can from the ‘Em series. Football Scratch runs the same idea on a sports theme.
Standalone titles
Cut The Grass, Scratchy, Balloons, Summer Scratch, Shave the Beard, Koi Cash, Rat Riches, Crazy Donuts and others. These have no slot equivalent and were designed as scratchcards from the start.
Tiered value series
Sets that run the same mechanic at different price points. Scratch Bronze, Scratch Silver and Scratch Gold. Cash Vault I and II. Gold Rush, Diamond Rush and Ruby Rush.
Are Hacksaw Scratchcards the Same as Dare2Win?
No. Different categories on Hacksaw’s own site. Scratchcards are fixed-prize products. The outcome exists before you reveal it, and nothing you do changes it. Dare2Win games let you configure the risk level before each round, and several let you decide when to stop and collect.
Both resolve fast and both come from the same studio. That is where the similarity ends. The full breakdown sits in our guide to Hacksaw’s Dare2Win range, and the wider catalogue is covered in our look at Hacksaw Gaming’s slots.
The Category the Studio Never Left
Hacksaw became known for slots, but Hacksaw scratchcards are where the studio started, and the range has kept growing rather than being quietly retired.
The honest summary is that these are lottery products with casino presentations. The 85.44% return reflects that. So does the fixed price, the absence of any decision, and the match-three-or-nothing structure.
None of that makes them bad games. It makes them a different product to the slots sitting next to them in the lobby, and worth judging on their own terms rather than by comparison.
Responsible Gambling Notice: For players 18+ (or 21+ where required). A fixed card price does not make a session cheaper, and buying more cards does not improve your odds on any of them. Each card is independent.
